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Four Lazy Ways to Improve Your Finances
All of the following are quotes lifted directly from popular personal finance blogs: “I went without buying any new clothes or shoes for a whole year – it was hard, but totally worth it to get all my...
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How Bad Of An Idea Do You Think This Is?
For the past four months, I’ve basically been treading water financially. Image credit: http://www.freedigitalphotos.net/ To be fair, my extra income opportunities have dried up and I’ve had a number...
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How Do You Feel About Being Forced To Save For Retirement?
It’s no secret that the United States is facing a retirement savings crisis. In short, people are simply not saving enough. Scary retirement statistics pop up in headlines every day, but to me this is...
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Holy Crap, I Will Need A HUGE Downpayment!
After announcing my intention to to start saving for a home on Monday, I’ve been doing a lot of digging about mortgages and down payments and PMI (oh my!). In the process I came across this cool...
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Another Change To My 2013 Financial Goals – A Little One This Time!
Over the past few weeks – since I announced my intention to start working towards saving for a home – I’ve been doing a lot of research about the path to homeownership. I’ve talked to friends and my...
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Do You Aim To Save A Certain Percentage Of Your Income Or A Certain Dollar...
Saturday night, I tweeted*: I got a few great responses, including: Katie’s sentiments on this question were the same as everyone else who responded: rather than aiming for a specific dollar amount to...
View ArticleWhere Do You Park Your Cash?
Right now, the main goal that I’m working on is establishing a $10,000 emergency fund. Just in the past week I’ve experienced some setbacks (more on this next week) but, nevertheless, the issue of...
View ArticleWhy I Think $10,000 Is The Perfect Amount To Have In An Emergency Fund
My post on Friday generated some really good ideas about where to stash emergency cash – as always, I’m so thankful for my amazing readers and their willingness to share their thoughts about all kinds...
View ArticleTop 5 Ways to Save $100.00 this week, and every week
These days $100 might not seem like a lot of money but, if you’re able to save $100 a week, at the end of the year you’d have $5200 that you could put towards paying down debt, putting towards an...
View ArticleLow Income Living Requires Planning
If you live on a low income and expect to continue to pay your bills, feed your family and make it through unexpected emergencies without going into debilitating debt, you absolutely need a plan. This...
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